The U.S. House of Representatives voted last Tuesday to reject a 2013 Consumer Financial Protection Bureau (CFPB) bulletin that provided guidance regarding liability for discrimination in indirect auto lending. The same measure passed the Senate three weeks earlier and is now expected to be signed by the president. The 2013 guidance was aimed at indirect … Continue Reading
By Melonia A. Bennett and Lauren M. Hilsheimer on Posted in Uncategorized
On March 22, 2016, in Hawkins v. Community Bank of Raymore, No. 14–520, the United States Supreme Court upheld the Eighth Circuit’s decision that spousal guarantors could not bring a discrimination claim against creditors under the Equal Credit Opportunity Act (“ECOA”) because the guarantors did not qualify as “applicants” protected by the ECOA. See Hawkins … Continue Reading